Is Car Shield Better Business Bureau Registered

CarShield is aptly named. The company offers low-price service protection plans for your vehicle. We normally refer to these types of programs every bit extended warranties. Nosotros researched CarShield and discovered some good that we feel CarShield shoppers volition want to know almost. We also found some reddish flags.

On this Page

Pros and Cons
Alternatives
Methodology
CarShield Extended Warranty
Covered by CarShield Warranty
Skilful and Bad Things
CarShield Plans
CarShield Coverage Options
Average Cost of a CarShield Warranty
File a Claim
Cancel CarShield Program
Eligibility
Mutual Reasons Why Claims Are Rejected
Client Reviews
CarShield FAQ

Pros & Cons

Pricing prepare at one monthly fee
Includes towing and roadside aid
Asistencia en español disponible
Unlimited miles and years of coverage
Very poor ratings on some review websites
Better Concern Bureau Warning
CarShield's own Contact Folio has an alert warning of long await times to speak to an agent

CarShield Alternatives

Due to the number of complaints nosotros uncovered when reviewing CarShield, nosotros suggest you at least comparison shop them against alternatives. You lot tin read our article on the 10 Best Warranty Companies... or if you are lazy, just check out CARCHEX, Toco, autopom! or Endurance, all have better reviews than CarShield.

Superlative Rated Warranty Companies

CARCHEX is 1 of the largest, nigh highly-rated providers of vehicle extended warranties in the market. They have been a trusted proper noun in the business for xx years.

autopom! is well known in the industry for customer service and responsiveness. The company works straight with 2600 certified repair facilities and has a dedicated customer advocacy program.

Toco Warranty Corporation is a relative newcomer in the manufacture, but they are making a splash. They maintain a solid reputation with an A+ rating from the Better Business organization Bureau. Toco is known for offer affordable plans with no down payment and the power to pay in monthly installments.

Our Methodology For Best Warranty Providers

Motorcar Talk has spent the last year doing a deep dive into the warranties industry for the benefit of our readership and long-fourth dimension listeners. Our procedure for deciding on the best warranty companies for the year was exceptionally thorough, involving in-depth research and our unique surreptitious shopper initiative. We compiled over l data points across all reviewed companies to refine and inform our pick process. Auto Talk reviewed the following of import criteria for each company:

Consumer Satisfaction: Cross referencing multiple trusted resources to pull our fair and balanced customer reviews.
Toll: Utilizing our secret shopper initiative, we got comparable quotes across all companies so we tin validly compare pricing.
Coverage and Offerings: Our research team delved into the coverage and offerings for each company, comparing what is available, including extras and discounts.
Official Ratings: We consulted a wide range of verified review sites to extrapolate a ratings score for each.

What is the CarShield Extended Warranty?

CarShield offers to pay for covered repairs to your vehicle for a gear up monthly fee. Your plan renews with each monthly payment. This makes it easy for you to depart from the plan, withal, if you don't pay the monthly premium you risk being dropped from the plan.

CarShield offers 4 plans in theory, only in practice, the toll is the same for each of the three plans. The CarShield service representative we spoke to informed us that the company doesn't really write new contracts for the lower tiered plans.

What is Covered by a CarShield Warranty?

CarShield offers multiple levels of coverage, but equally we mentioned above, there is no point in worrying about any just the superlative plan since they cost the same amount of coin. CarShield says that its Diamond protection plan "Covers everything ranging from engine and manual failures, to starter problems, and fuel pump breakdowns."

This plan is like to the bumper to bumper programme that your manufacturer offers, merely not identical. Some items that are excluded include:

Brake rotors and drums
Shocks and struts
Convertible tops
Fiberglass tops
Drinking glass
Throttle body assemblies
Headlights
Condom trims and moldings
Tires
Sunroofs
GPS systems
CD Players

Near of what CarShield is excluding are wearable items and items that have a life expectancy, merely not all. Be sure that you lot read and understand department B of this Sample Contract Here before you lot agree to the program.

Common Repair	Avg Cost	Diamond Plan

(*) Brake coverage does not include normal wear.

(**) Catalytic converters are covered under extended emissions warranties provided past every manufacturer. Cheque your state laws for details.

The Expert Things Nearly CarShield

Our inquiry of CarShiled uncovered some interesting aspects of its business model. One of the skillful things we discovered is that CarShield steers its customers abroad from contracts that just provide limited protection. If y'all press the CarShield folks on the phone they will offer you a very slightly lower cost for a substandard coverage policy. Even so in our discussions with the company they were very assertive about providing the downsides of a policy that may or may not assistance you if your car breaks downwards.

One other unique way CarShield conducts its business organisation is that it uses a monthly payment payment construction. Instead of offering you one upfront cost, which can be a big number, the company instead offers to encompass your vehicle'southward repair needs, as long as you pay the monthly contract premium.

CarShield's policy also includes nigh all of the breakup benefits one gets from a AAA policy. Nosotros are fans of AAA, and its offerings become across roadside aid. However, not everyone signs upwards and maintains a membership. If you have a CarShield policy you get roadside assistance and more as part of the monthly fee.

The Bad Things About CarShield

We establish some serious warning signs when we researched CarShield. The information about the visitor from the Better Business concern Bureau was downright scary. The 3rd-political party reviews for CarShield we could notice were primarily negative. Although we await to see more folks fire off aroused-grams than write love letters in reviews, what nosotros establish most CarShield was beyond typical.

CarShield is also pricey. $129 per calendar month may not seem that unusual, but consider that earlier this twelvemonth Chevy was leasing Bolts for $145 per month in our state. Hmm. A automobile under a factory warranty or just a warranty. Tough decision. Practise the math on a CarShield policy for three years and y'all will discover a total cost of $iv,680. Keep the policy for five years and the cost is $7,800. You don't accept to be an MIT grad to know that is a lot of coin to pay for repairs you may never need.

Which CarShield Plan is Correct for Me?

Additional Benefits Included in CarShield Plans

All of the plans offered by CarShield have a number of side benefits that you should be aware of before you buy:

Roadside Assistance - includes flat tire alter, towing, jumpstarting, lockout services, out-of-gas delivery, 24/7 service anywhere in the U.s.a.. Each breakdown includes $125 in coverage and upwards to a maximum of $500 in services for the life of the programme.
Rental Car Coverage - if you accept a breakdown, the CarShield plan will reimburse you lot for a replacement transportation upwards to $40 per day and $280 per occurrence.
Trip Pause - if you're on a road trip and have a breakup, the CarShield program volition provide $l per day in reimbursement for lodging and meals up to a full of $150.

Since the CarShield representative we spoke to informed united states of america that the company does not offer any meaningful departure in prices between plans, the Diamond Plan is the one the visitor offers.

Diamond Program From CarShield Coverages Include the Following:

Engine
Transmission
Drive Axle
Transfer Case
Air Conditioner
Fuel Delivery System
Fuel Injector
Fuel Pump
Steering
Interruption
Brake System
Electrical
Wiring Harness
Instrument Cluster
GPS/Navi
Factory Audio
Starter
Alternator
Power Windows
Water Pump
Radiator

Consummate CarShield Coverage Options

CarShield Plan	What is Covered

What is the Average Cost of a CarShield Warranty?

The simple answer is that a CarShield programme costs $129.99 per month, on boilerplate. That beingness said, their very bones, no frills plan begins at $99.99 per month. Your cost will vary greatly depending on the age and mileage of your car, and other factors that are specific to you.

The prices beneath were obtained by phoning CarShield's free quote line at 1-800-974-9385. The representative we spoke to quoted us that price for a 2017 model year vehicle with 60,000 miles on the odometer at the fourth dimension of the contract's inception. Here is the list of vehicles we ran through with the representative:

Vehicle*	Diamond Toll Per month	Platinum	Gold	Silver	Aluminum	Deductible

The program never expires equally long as yous proceed to pay the monthly premium. The representative we spoke with told us that miles and years are unlimited.

Delight note that CarShield does offer some discounts if you are a driver that falls into a specific category. These include:

Senior citizens
Veterans
Original vehicle owner
Police enforcement employee

The representative declined to offer the discount amounts, merely said that information technology is not uncommon for the totality of discounts to bring a monthly contract price downwardly to $100 per month.So be certain to inquire your representative for the full listing of available discounts bachelor to you.

How Practice I File a Claim with CarShield?

CarShield pays the service provider direct. You do not need to file any paperwork. CarShield says that in order to take your vehicle repaired you simply need to take information technology to any dealership or any ASE certified repair facility in the U.s. or Canada. Claims are paid directly over the phone with a CarShield corporate credit card, so as long as your repair facility accepts credit cards, you should be fine.

Can I Cancel My CarShield Plan?

Unlike most extended warranty plans, CarShield offers a pay-equally-you-go plan. Since y'all accept not paid in advance, you lot won't be receiving a refund of any kind. You lot tin can cancel any time you wish by no longer paying for the programme each month.

That said, we would propose that before you lot sign up for CarShield, ask the agent you speak with to point out the cancelation policy in the contract you are beingness sent. It would also be wise to contact CarShield'southward customer service section at 1-800-587-4162 and give them formal notice you are opting out.

Is My Car Eligible for a CarShield Plan?

CarShield says that most cars, trucks, crossovers, and SUVs are eligible for a Carshield vehicle service plan. You lot will demand to have the full maintenance records proving that the vehicle was maintained co-ordinate to the manufacturer's recommendations. Too, if yous have modified your vehicle, be certain to talk over that with the agent y'all speak with. In addition to cars, CarShield offers motorbike and RV plans.

Most Common Reasons Why CarShield Claims Are Rejected?

CarShield lists 21 situations in which your plan would not cover you lot. They are listed in the contract under section D. Exclusions. Most of these are common sense. These include the following:

Mutual Reason one: If your vehicle is covered under another warranty.
Common Reason two: If it is damaged by volcanic eruption. No really, it says that…
Common Reason 3: Failure to maintain the vehicle properly.
Common Reason 4: Making aftermarket performance modifications to the vehicle. If you put a chip in your Subaru WRX and the engine blows apart at x,000 RPMs, don't expect CarShield to pony up the repair costs, Baby Driver.

For a full list, check your contract very closely. You should be reading through all the fine print, before you sign annihilation.

Customer Reviews of CarShield

The reviews for CarShield vary widely. Then brand certain you are doing your research and comparing customer experiences before making any decisions.

CarShield has a solid 4.5-star Google Reviews rating. One contempo positive CarShield review from a Google Local Guide reads, "I oasis't had to apply it yet. That is a approval itself, but when it comes time to use it I'm covered bumper to bumper and I retrieve it'due south a very proficient bargain."

A second reviewer wrote, "I am very happy with Auto Shield. It was fast, accurate, professional person all the way through."

On Yelp, nosotros found that CarShield earns a 1.0-out-of-5 star rating. That is downwards a one-half-star from 2021. The newest 5 pages of reviews posted showed the lowest possible rating of 1 star.

"Nightmare, scam, worst, beware," and other descriptive words of this blazon gave us pause.

We like to look to the Ameliorate Business Bureau for its rating of companies nosotros enquiry. What we found almost CarShield was disturbing. Here is the note we found on the BBB's site warning consumers considering CarShield.

BBB advises consumers to utilize circumspection if considering doing business with CarShield, a vehicle service contract visitor. BBB received a pattern of consumer complaints alleging the company:

Employed misleading sales and advertising practices, including Television advertisements stating consumers will not exist responsible for expensive repairs and can have their vehicle to any repair facility which consumers found was not to be truthful
Failed to cover repairs
Failed to fairly explain mileage and time component before coverage begins
Did not cancel their policies and provide refunds
Delayed taking and processing claims leaving customers without their vehicles
Unable to find an authorized repair shop
Provided poor customer service

In April and December 2020, BBB contacted CarShield regarding how it planned to accost ongoing patterns of complaints. The company stated, "CarShield works hard to provide excellent customer service to all consumers we encounter and to meet the demands and standards ready along past the BBB." - BBB

BBB has received 2,544 complaints most CarShield in the concluding 3 years. One-half of those were in the last 12 months alone.

Should Yous Get a CarShield Extended Warranty Plan?

Check our helpful infographic to help you decide if you need a vehicle service plan. There are 2 types of shoppers for whom a product like this is a good idea. The first is vehicle owners who tin can have their monthly budgets upset by a large and unplanned repair bill. The 2d instance is a shopper who owns a vehicle they however love and wish to hang on to, but which has a poor track record of reliability. Our advice is to listen to CarSheild when they tell you that the Diamond Plan is the only one that makes sense. Paying a few dollars less per month for a plan that does not include the well-nigh mutual types of breakdowns seems similar a style to be unhappy down the road.

Fast Extended Warranty Rate Quotes

Call now 1-855-534-1173 or become an online quote

FAQ

Is CarShield worth the money?: Vehicle owners who would have their monthly budget upset by a large vehicle repair cost may find CarSheild a good value. Besides, owners of vehicles with known problems may also benefit.
Is CarShield a ripoff?: We hope our readers will look closely at the red flags Auto Talk uncovered when researching the company's ratings. The alert from BBB gives united states of america interruption. While their prices are quite reasonable, in that location might exist a reason for that. You can read our full recommendations on the Best Extended Warranty Companies here.
What does CarShield cost on average?: Our research shows that a plan typically costs buyers $129.99 per month, but that available discounts can drop that toll to as depression equally $100 per calendar month. The price for your own coverage volition vary depending on many factors, so make sure to get a quote that is specific to you.
Does CarShield accept a deductible?: CarShield states that they take low or no deductible, in most situations, so that the consumer can save money. Just again, delight check reviews and ratings and proceed with caution.
Does CarShield take a mileage limit?: CarShield covers cars with up to 200,000 miles on them. This is one of the highest limits bachelor. Nearly providers and third-political party carriers stop coverage at 150,000.
Are CarShield warranties available in CA?: No. CarShield does not offer whatever vehicle breakdown protection contracts in California.
Does CarShield cover transmissions?: Aye, you can purchase a CarShield policy that will cover your car's transmission.
Does CarShield cover oil changes?: No. CarShield does not offer vehicle maintenance contracts. Please see our section on what CarShield does cover for more details.
Does CarShield comprehend electrical bug?: Yes. You can purchase a CarShield warranty that will embrace electrical bug.

Editor'due south notation and disclaimer: Car Talk is supported by our fans, readers and listeners. When you click on some of the links on our website, we may receive referral bounty. However, y'all should know that the recommendations we brand are based on our independent editorial review and analyses.

Source: https://www.cartalk.com/extended-warranties/carshield-review

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